The Goff Financial Group

Fee Only Financial Advisors - Houston, TX

Pension Lump-Sum vs. Annuity: Which to Choose?

by

One of the questions we often get from our clients is, “Should we take the lump-sum option or the annual payments when receiving distributions from our company pension plan?” Just like deciding whether to “buy or rent”, there are several factors in play in determining the best course of action. Let’s first go over these [...]

Oxy Pension: Lump-Sum or Annuity – Which is Better?

by

Upon approaching retirement, you may be asking yourself, "Should I take the lump sum or the annuity payment option with my pension plan?" We get this question often, and the difference in lifetime value between options can be significant. Before making any decisions, you'll need to complete a careful and thorough analysis. A competent financial [...]

Annuities: Are They a Good Option in Turbulent Times?

by Leave a Comment

As Americans get older and the stock market goes through a periodic decline, the temptation to decrease risk over fears of running out of money makes people turn to annuities, according to the recent New York Times article entitled “Annuities as an Alternative to Shaky Markets? Not So Fast.” Single Premium Immediate Annuities (SPIA) are an especially enticing option as Americans near retirement, because by paying an upfront premium, persons can draw a payment periodically for the rest of their lives.  Continue Reading …

[contact-form-7 id="340" title="Footer Contact"]

The Goff Financial Group
11 Greenway Plaza, Suite 1425
Houston, Texas 77046

Copyright © 2023 The Goff Financial Group

ADV Part 2A | Form CRS | Privacy Policy

Q&A | Third Party Disclosures

Tel: 713.850.8900

Fax: 713.728.4884


The Goff Financial Group © is an independent, fee-only investment advisor registered with the U.S. Securities and Exchange Commission.

Third Party Disclosures

Navigation