• Home
  • Careers
  • Our Approach
  • Who We Help
    • Individuals
    • Couples
    • Energy Sector Employees & Retirees
      • Occidental Petroleum (Oxy) Employees
      • Shell (RDS) Employees
  • Library
    • Financial Blog
    • In The Press
    • Articles
  • Client Login
  • About Us
  • Contact Us

The Goff Financial Group

Fee Only Financial Advisors

  • Home
  • Careers
  • Our Approach
  • Who We Help
    • Individuals
    • Couples
    • Energy Sector Employees & Retirees
      • Occidental Petroleum (Oxy) Employees
      • Shell (RDS) Employees
  • Library
    • Financial Blog
    • In The Press
    • Articles
  • Client Login
  • About Us
  • Contact Us

Spotlight Shift to Bonds

March 5, 2021 by Nick 16 Comments

What to know about interest rates and yields.Here’s what you need to know. One principle of investing is, "when bond yields move higher, bond prices tend to move lower." Investors are doing a "double take" on the 10-year Treasury yield, which recently topped 1.5% — its highest level in about a year. With the increase [...]

Filed Under: 401k, 401k Plans, Retirement, Taxes, Wealth Management

Should You Consider Refinancing Your Mortgage?

August 18, 2020 by Nick 26 Comments

Should You Consider Refinancing Your Mortgage?Market sees historic lows in mortgage rates. On July 16, mortgage giant Freddie Mac announced that the average interest rate for a 30-year home loan had fallen to 2.98%. In addition, the average interest rate for a 15-year home loan had declined to 2.48%.1 A 30-year mortgage at less than [...]

Filed Under: 401k, 401k Plans, Retirement, Taxes, Wealth Management

What Are Stock Splits?

August 18, 2020 by Nick 12 Comments

Stock SplitWhat Are Stock Splits?Here’s what you need to know. Two high-profile companies—Apple and Tesla—have announced stock splits in the past few weeks, which makes it a great time to discuss what’s involved when a company announces a stock split. Remember, any companies mentioned are for illustrative purposes only. It should not be considered a solicitation [...]

Filed Under: 401k, 401k Plans, Retirement, Taxes, Wealth Management

Small Business Retirement Plans

June 22, 2020 by Nick 11 Comments

Small-Business-Retirement-Plans

How do you pick the most appropriate retirement plan for your business as well as your employees? As a small-business owner, figuring out retirement choices can be a little intimidating.The SECURE Act and CARES Act may complicate the decision. There are three main types of retirement plans for small businesses: SIMPLE-IRAs, SEP-IRAs, and 401(k)s. Read […]

Filed Under: 401k, 401k Plans, Retirement, Taxes, Wealth Management

Why You Might Want to Create a Donor-Advised Fund

November 10, 2018 by Nick 24 Comments

goff-financial-donor-advised-fund-houston

Do you regularly donate to charities and other non-profit organizations? Then you may want to open a Donor-Advised Fund. Donor-Advised Funds are becoming popular. It is easy to see why. They offer potential tax perks, and in some instances, a chance to grow money set aside for charitable gifting.1,2 It is all too easy to […]

Filed Under: Donor Advised Funds, Estate Planning, Fiduciary, Financial Advisor, Gifting, Wealth Management

Are Your Beneficiary Designations Up to Date?

September 27, 2018 by Nick 28 Comments

beneficiary-designation-goff-financial-houston

Here’s a simple financial question: Who is the beneficiary of your IRA? How about your 401(k) or annuity? You may be saying, “I’m not sure.” It is a good idea to periodically review your beneficiary designations. Your choices may need to change with the times. When did you open your first IRA? When did you […]

Filed Under: Estate Planning, Financial Advisor, IRA, Retirement, Roth IRA, Trust Funds, Wealth Management Tagged With: beneficiary

Starting a Roth IRA for a Child or Grandchild

August 21, 2018 by Nick 28 Comments

Do you have a child or grandchild earning some income? Indirectly, that after-school or summer job might present a savings opportunity for that teenager. You could help your child or grandchild save for future goals by assisting them to create and fund a Roth IRA. So many people wish they had begun saving for retirement […]

Filed Under: Estate Planning, Inherited IRA, Investing, IRA, Retirement, Roth IRA, Uncategorized, Wealth Management

Phone Number
  • Home
  • Careers
  • Our Approach
  • Who We Help
    • Individuals
    • Couples
    • Energy Sector Employees & Retirees
      • Occidental Petroleum (Oxy) Employees
      • Shell (RDS) Employees
  • Library
    • Financial Blog
    • In The Press
    • Articles
  • Client Login
  • About Us
  • Contact Us
[contact-form-7 id="340" title="Footer Contact"]


The Goff Financial Group
11 Greenway Plaza, Suite 1425
Houston, Texas 77046

Copyright © 2022 The Goff Financial Group

ADV Part II | Form CRS | Careers | Q&A

Tel: 713.850.8900

Fax: 713.728.4884


The Goff Financial Group © is an independent, fee-only investment advisor registered with the U.S. Securities and Exchange Commission.

Navigation
  • Home
  • Careers
  • Our Approach
  • Who We Help
    • Individuals
    • Couples
    • Energy Sector Employees & Retirees
      • Occidental Petroleum (Oxy) Employees
      • Shell (RDS) Employees
  • Library
    • Financial Blog
    • In The Press
    • Articles
  • Client Login
  • About Us
  • Contact Us

Complete the form below and we will send you the checklist before our call

Scheduling Options:*
Please choose from one of the options below
First and Last Name*
Hidden
In What Areas Do you Need Assistance?
Select All That Apply

Find Out If An Independent Advisor Is Right For You

"*" indicates required fields

First and Last Name*
In What Areas Do you Need Assistance?
Select All That Apply

Mail my free book to the following address. (No P.O Box)

  • Hidden
  • Hidden
  • Hidden
  • Hidden
  • What is your top concern today?

Kick-Start Your New Work-Free Life!

The 3 Pillars of Successful Retirement Plans
  • This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.