• Home
  • About Us
    • Our Approach
  • Who We Help
    • Individuals
    • Couples
    • Energy Sector Employees & Retirees
      • Occidental Petroleum (Oxy) Employees
      • Shell (RDS) Employees
  • Resources
    • In The Press
    • Latest Posts
    • Latest News
  • Client Login
  • Careers
  • Contact Us

The Goff Financial Group

Fee Only Financial Advisors

  • Home
  • About Us
    • Our Approach
  • Who We Help
    • Individuals
    • Couples
    • Energy Sector Employees & Retirees
      • Occidental Petroleum (Oxy) Employees
      • Shell (RDS) Employees
  • Resources
    • In The Press
    • Latest Posts
    • Latest News
  • Client Login
  • Careers
  • Contact Us

Frequently Asked Questions (FAQ)

Do you have a fiduciary duty to put your clients’ interests first? YES

We have a fiduciary duty to put our clients’ interests first.

What is a registered investment advisor?

A registered investment advisor* is an individual or company registered with a regulatory body (e.g., U.S. Securities and Exchange Commission (SEC), Texas State Securities Board, etc.) to provide various financial services such as investment advice and management.

Is The Goff Financial Group a registered investment advisor? YES

The Goff Financial Group is an SEC registered investment advisor.

Are all registered investment advisors truly independent? NO

Not all registered investment advisors are truly independent advisors. Some advisors may be owned or controlled by third parties such as banks, brokerage firms, and insurance companies with financial interests that conflict with what is in your best interest. For example, a brokerage firm is in the business of brokering transactions and its best interest is to see that customers generate such transactions.

If I want objective financial advice, why is it important that my advisor be truly independent from my bank, brokerage firm or any other third party?

When an advisor is owned or controlled by a third party such as a bank or brokerage firm, you should expect these companies to have financial interests that conflict with your best interests. Regardless of any claimed fiduciary duties to put your financial interests first, when an advisor is owned or controlled by a third party such as a bank or brokerage firm, they are not truly independent as they are beholden to the financial interests of that company. As a result, an expectation of objective financial advice and management is not, in our opinion, realistic given the potential conflicts of interest. In short, “Who does the advisor work for?” In our view, that is where the advisor’s loyalty truly lies.

Is The Goff Financial Group a truly independent registered investment advisor? YES

We are a truly independent registered investment advisor. This means we are not owned or controlled by a third party that may have financial interests counter to your interests. Our independent structure helps eliminate potential conflicts of interest seen with advisors that are not truly independent (e.g., owned by banks, brokerage firms, insurance companies, or other third parties).

Is The Goff Financial Group a fee-only advisor? YES

Because we are a truly independent fee-only advisor, our clients pay us a fee directly to manage their investments as well as other services (e.g., financial planning). In sharp contrast to a fee-based advisor, we do not receive any fees or commissions from any of the financial products that may be held in our clients’ accounts. Because we are only paid by our clients, we do not receive any fees or commissions from any other third parties (e.g., bank, brokerage firm, mutual fund company, insurance company).

What is the typical client profile at The Goff Financial Group?

We specialize in helping clients who prefer to delegate their investment decisions to an advisor instead of self-directed investors who prefer to make their own investment decisions. While a new client may prefer to collaborate with us initially about any initial investment decisions, a typical client goal is to delegate future decisions to our firm over time.

As part of an ongoing and comprehensive relationship, our clients may also want our help when making major financial decisions beyond their investment portfolios. For their tax and estate planning matters, our clients may rely on us to introduce them to fully independent CPAs and estate attorneys we work with on their behalf.

What are the types of investments The Goff Financial Group manages?

When investing in developed economies such as the United States and Western Europe, we prefer to invest in individual stocks but may also use other equity-related investments as deemed appropriate. Depending upon the client’s investment objectives, risk tolerance, and market conditions, portfolios under our management may include any of the following securities:

  • Securities Traded Over the Counter
  • Exchange Listed Stocks and Funds
  • Mutual Fund Shares
  • Corporate Bonds
  • U.S. Government Bonds
  • Commercial Paper
  • Certificates of Deposit
  • Options on Securities

What is your privacy policy to help protect my confidential information?

We do not disclose any confidential personal information about our prospective, current, or former clients to anyone, except as permitted by law. We restrict access to confidential personal information about you to only key members of our staff who need this information to provide our services to you. In addition, we maintain physical, electronic, and procedural safeguards to comply with federal standards to guard your confidential personal information.

[contact-form-7 id="340" title="Footer Contact"]


The Goff Financial Group
11 Greenway Plaza, Suite 1425
Houston, Texas 77046

Copyright © 2022 The Goff Financial Group

ADV Part II | Form CRS | Privacy Policy | Q&A

Tel: 713.850.8900

Fax: 713.728.4884


The Goff Financial Group © is an independent, fee-only investment advisor registered with the U.S. Securities and Exchange Commission.

Navigation
  • Home
  • About Us
    • Our Approach
  • Who We Help
    • Individuals
    • Couples
    • Energy Sector Employees & Retirees
      • Occidental Petroleum (Oxy) Employees
      • Shell (RDS) Employees
  • Resources
    • In The Press
    • Latest Posts
    • Latest News
  • Client Login
  • Careers
  • Contact Us

"*" indicates required fields

Complete the form below and we will send you the checklist before our call

Scheduling Options:*
Please choose from one of the options below
First and Last Name*
Hidden
In What Areas Do you Need Assistance?
Select All That Apply

Find Out If An Independent Advisor Is Right For You

"*" indicates required fields

First and Last Name*
In What Areas Do you Need Assistance?
Select All That Apply

Mail my free book to the following address. (No P.O Box)

  • Hidden
  • Hidden
  • Hidden
  • Hidden
  • What is your top concern today?

Kick-Start Your New Work-Free Life!

The 3 Pillars of Successful Retirement Plans
  • This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.